Borrow against your Bitcoin

Borrow USDT against real Bitcoin — no wrapping, no selling. Your BTC sits in a vault address of your own, secured by MPC-TSS, and there are no monthly payments while your loan stays inside its collateral limit.

Overview
Bitcoin Logo
BTC$--
Amount you want to borrow:
$
USDT
$100$250,000
Collateral needed:
0.0000BTC
≈ $0
Rate today
0.00% variable

No monthly payments while your loan stays inside its collateral limit — repay whenever you like.

Rates update in real time with pool utilization. Max LTV: 60%.

Your borrowing journey

1
Connect WalletConnect your wallet to get started.
2
Generate Deposit AddressWe'll generate a unique BTC deposit address.
3
Copy Deposit AddressSend BTC to your address to use as collateral.
4
BorrowOnce confirmed, borrow up to your limit.

How much you can borrow

Collateral needed for $10,000 at current prices.

60% LTV (max)0.0000 BTC
50% LTV0.0000 BTC
40% LTV0.0000 BTC
30% LTV0.0000 BTC

Max LTV: 60% · Borrow limits update with market prices.

Liquidation Risk Explained

  • Warning starts at 80% LTV

    You'll get a warning when your LTV reaches 80%.

  • You have 72 hours to get back below 70% LTV

    Add collateral or repay part of your loan.

  • When you go back below 70%, the timer resets

    You're safe and the countdown ends.

  • If the timer expires while you stay above 80% LTV

    Your collateral may be liquidated to repay the loan.